Snowbirds are typically retirees , and business owners who have a second home in a warmer location or whose business can be easily moved from place to place, such as flea market and swap meet vendors.Some snowbirds carry their homes with them, as campersĀ  (mounted on bus or truck frames).

The affectionate term “snow birds” is frequently applied to travelers looking for a warm escape from cold weather.

Here are 3 tips for getting the cheapest rates:

1. Consider which types of insurance you will be needing:

Travel can take on many forms, especially when it is for long periods of time such as the type of travel that snowbirds undertake each year. And, the available types of travel insurance coverage for snowbirds also vary greatly. Consider whether you will need travel, medical, trip cancellation, emergency medical, or multi-trip emergency insurance coverage

2. Consider all-inclusive coverage:

When your coverage needs span multiple categories, you may want to consider all-inclusive coverage. Depending upon the policy you select, this type of coverage can include emergency medical, trip cancellation, trip interruption, baggage loss/delay, accidental death & dismemberment, and more.

3. Compare rates from at least 3 different companies:

Be sure to shop around with at least 3 different companies before deciding upon a single insurance provider. As you shop, make sure you ask for identical coverage types and limits from each insurance company so that you can get an apples-to-apples comparison.


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